Ensuring You Qualify for Medicaid in Texas

Reliable Assistance from a Dallas Elder Law Attorney

Unfortunately, many people don’t realize how important it is to plan ahead for long-term care. Some may assume that they won’t need coverage or that their loved ones will be there to provide care and support for them. However, it is imperative that you not only think ahead, but plan ahead for long-term care coverage. If you are wondering how to maximize your chances of qualifying for Medicaid, we encourage you to reach out to our Dallas elder law attorney today for insightful counsel and support. We can walk you through the entire process and help you take the next best steps as you pursue Medicaid coverage.

Have questions? Ready to get started? Contact the Law Offices of Dan Chern, P.C. today!

What are the requirements for qualifying for Medicaid?

In Texas, Medicaid is known to be the primary program that provides assistance for individuals paying for long-term care. While the actual costs you have to pay may vary depending on the extent of care you are receiving and your specific nursing home, it usually ranges around a couple thousand dollars a month. If you qualify for Medicaid, you may be able to obtain a significant amount of assistance to help cover these costs. So what exactly does it take to qualify?

The following areas will be reviewed:

  • Your age (65+ years or blind/disabled)
  • Whether or not you are citizen and resident of Texas
  • The extent of your medical need for nursing home care
  • If you are in a “Medicaid bed”, or a Medicaid-certified bed at your facility
  • Your income and assets—in Texas, the cap is around $2,000 for a single patient

What should I do if I don’t qualify?

In cases where your income and collective assets disqualify you for Medicaid, you may be able to take some steps far ahead of time to ensure you will qualify in the future. For example, you could transfer some of your assets to family members or into an irrevocable trust. However, it is important to understand that you must technically be willing to sacrifice control over these assets.

In addition to that, you must plan far enough ahead of time, as there is a roughly five year look-back period that can be used to determine if you intentionally transferred assets to qualify. If the government determines that you gave away assets or wealth too close to trying to qualify, you may be deemed as ineligible for Medicaid.

Now is the time to discuss your financial situation with our elder lawyer in Dallas. We are here to ensure you get the support you deserve! Fill out a free case evaluation to get started.

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